how it works

Walnut for Individuals

Send us your medical bill or planned procedure details and we'll set you up on a personalized payment plan to break it into small monthly installments. No fees ever.

House financing
1) Send Us Your Bill or Planned Procedure

Send us your medical bill or details about a procedure you need. Then enter a few pieces of personal information for a real-time decision.

2) Pick Your Payment Plan

Select the payment plan that works best for you - whether that be 3, 6, or 12 months. If you're unsure a Walnut Agent can help you pick the best plan.

Two hands holding a heart
3) Make Easy Monthly Payments

Download the Walnut app to make easy monthly payments. Don't worry, we'll send you a reminder whenver a payment is coming up.


We’ve pulled together some basics to help you get started.

What is Walnut?
Does this affect my credit score?
Does Walnut charge fees or interest?
How long do I get to pay the bill back?
How are approvals determined?