Walnut is a better way to manage your healthcare costs. We turn your medical bill into smaller, monthly installments that are customized to you.
Your credit score will not be affected when you check your eligibility, even though we perform a credit check. If you decide to pay through Walnut, your loan and payments may affect your credit score. Paying on time can help you build positive credit history and we will assign you a Walnut Agent to help you make sure you are on track.
We do not charge any type of fees. There are no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. We may charge interest depending on your loan, but work with you to find the most affordable option.
Our term lengths usually last 3, 6, or 12 months and you get to pick which option works best for you. You always have the ability to change your term length.
We take into account a number of factors: current economic conditions; eligibility criteria—which include things like your credit score, your payment history with us, and how long you’ve had an account with us. We also take into account your healthcare provider as we negotiate eligibility criteria with each healthcare provider individually.
Let us know and we can reach out directly to your healthcare provider.