Sleep Study Financing Made Easy

Sleep disorders like sleep apnea can put your health at risk. However, sleep apnea tests or even CPAP machines can be expensive. We can help you pay for it. We believe that nobody should struggle financially to receive healthcare.

We are a modern medical financing company that cares.

Why Us?

We believe that nobody should struggle financially to receive healthcare. We offer a cheaper and safer alternative to options like medical credit cards and CareCredit.
We'll cover your medical bills - pay us back over time on a customized payment plan that works for you.

FAQ

We’ve pulled together some basics to help you get started.

What is Walnut?

Walnut is a better way to manage your healthcare costs. We turn your medical bill into smaller, monthly installments that are customized to you.

Does this affect my credit score?

Your credit score will not be affected when you check your eligibility, even though we perform a credit check. If you decide to pay through Walnut, your loan and payments may affect your credit score. Paying on time can help you build positive credit history and we will assign you a Walnut Agent to help you make sure you are on track.

Does Walnut charge fees or interest?

We do not charge any type of fees. There are no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. We may charge interest depending on your loan, but work with you to find the most affordable option.

How long do I get to pay the bill back?

Our term lengths usually last 3, 6, or 12 months and you get to pick which option works best for you. You always have the ability to change your term length.

How are approvals determined?

We take into account a number of factors: current economic conditions; eligibility criteria—which include things like your credit score, your payment history with us, and how long you’ve had an account with us. We also take into account your healthcare provider as we negotiate eligibility criteria with each healthcare provider individually.

What if my healthcare provider doesn't offer Walnut?

Let us know and we can reach out directly to your healthcare provider.

We'll help pay for the sleep study you need. Medical financing made easy.